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Saravanan B

Blog posts

What is Value Investing? How to do it in India?

Warren Buffet, Benjamin Graham, Parag Parikh....

What do they have in common?

They are all value investors and practice the school of value investing.

What's value investing all about?

Value investing means buying stocks that are below their actual intrinsic value or what its really wort…

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The State of Overvalued Indian Stock Markets (NIFTY & SENSEX)

Keynes once said, "Markets remain irrational longer than you and I remain solvent". This adage relates well to the current state of stock markets in India.

Post lockdown that was imposed on March 23 last year, the markets have inched higher due to myriad of reasons. 

Some of the reasons incl…

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What brings people to tinder?

Tinder is a location-based service app that is used to like or dislike users based on their persona. For example, when two people like each other, it is considered a match. In a nutshell, Tinder comes across as an app that helps individuals to connect with others if they mutually like each other. 

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Are you the master of your trade? - Part 2

In my previous blog Are you the master of your trade? - Part 1, we learnt about the importance of "Deliberate Practice" for achieving expert performance. In this blog, I am going to address some contrasting differences between experts and novices performance. For understanding this, Psychologists an…

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Are you the master of your trade? - Part 1

“Think of it this way: There are two kinds of failure. The first comes from never trying out your ideas because you are afraid, or because you are waiting for the perfect time. This kind of failure you can never learn from and such timidity will destroy you. The second kind comes from a bold and ven…

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Buy from DMart, but not the stock

Warren Buffet said, "Price is what you pay, the value is what you get."

Today, I am going to share an exciting view about one of my favorite shopping hotspot. It is none other than DMart. 

A Brief History of DMart

DMart is a one-stop supermarket chain that aims to offer customers a wide ra…

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The Emergence of Jhambhavan - Part I

“The inability to predict outliers implies the inability to predict the course of history.” 
― Nassim Nicholas TalebThe Black Swan: The Impact of the Highly Improbable

I am a firm believer in the statement mentioned above. No matter how harder we try, it's almost impossible to predict…

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Why I am bullish on Everest Industries? Part - I

Disclaimer: The views expressed in this blog are my personal opinion and should not be considered as an investment recommendation. Please consult your financial advisor before making any investments. 

Company Profile:

Everest was established in 1934 and has over 8 decades of experience in bu…

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High Performing Equity Mutual Funds. Do you own them?

"Mutual Fund investments are subjected to market risks. Please read all scheme related documents carefully before investing."

I am mentioning the statement above for a reason. These days, most of the new investors are getting lured by high returns given by different mutual funds. Due to which, th…

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Do you invest or just save?

"The journey of thousand miles begins with a single step." ~ Lao Tzu

When I was five years old, my dad has bought me a piggy bank to make me develop the habit of saving money.  Fortunately, I can continue the habit of keeping for the next 18 years. Thanks to my dad for helping me develop the habi…

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Find your true calling!

“The only way to be truly satisfied is to do what you believe is great work, and the only way to do great work is to love what you do. If you haven't found it yet, keep looking, and don't settle. As with all matters of the heart, you'll know when you find it. And like any great relationship, it just…

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Are you a victim of planning fallacy? Here's why

Daniel Kahneman and Amos Tversky proposed the concept of planning fallacy in 1979. 

"Planning fallacy is the tendency to underestimate how long it shall take to complete a task."

As human beings, we are prone to planning fallacy frequently. Let me start with an anecdote. A month ago, all the…

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Beware of Ambiguity Effect

Ambiguity effect was proposed by Daniel Ellsberg in 1961.

Ambiguity effect is a cognitive bias where decision making is affected by a lack of information or ambiguity. The effect implies that people tend to choose options for which the favourable outcome is known over an option for which a favo…

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How to use your $86,400 efficiently?

“How often do you find yourself saying, “In a minute”, “I’ll get to it” or “Tomorrow’s good enough” and every other possible excuse in the book? Compare it with how often you decide it’s got to be done, so let’s get on and do it! That should tell you just how serious your procrastinating problem rea…

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How to use Pomodoro technique?

Before getting into the aspects of Pomodoro Technique, let me share a story:- I had set a goal to complete an on-line course. I am required to watch 2 hours of video lectures every week. Moreover, I am supposed to take a weekly quiz which is based on the lectures that I had watched. After self-int…

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Be Creative!

" Every Child is a born artist but the problem is whether they remain an artist when they grow as an adult" Said Pablo Picasso.  

                          

         2014 is a great year for me. Firstly, I'm the 'President' of Rotaract Club of Lead India Ahead, Rotary Internatio…

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How to use SQ3R method in our learning?

"Let a man learn thoroughly whatever he may learn, and let his conduct be worthy of his learning".

~Couplet no-391, Learning, Thirukkural.

Learn effectively using the SQ3R method for good retention rate and an increased performance in your exams.

The expansion of SQ3R  is given below:-

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You will never forget your keys again

Why we tend to forget certain items after a short period of time? 

John is a second year Sociology major. He finds difficulty in remembering myriad of facts and sociological terms. John was a bright student in  school, unlike, he finds hard to learn Sociology in college. The fact is not that he …

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Part I: Why we cross our arms?

The story happened six months back. Ram, a final student of Commerce was giving his speech in a forum. I was a passive observer. After Ram started his speech, within a span of 2-3 minutes nearly 40% of the people have crossed their arms.  Ram was completely ignorant to their non-verbal signs and una…

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The Power of introversion

Dear readers,

Let me share you an anecdote, I attended my first Psychology class in the month of June in the year 2012.  Like every high school student I wondered how a college life would be like? Puzzled, to be frank. With my thoughts , I went to the canteen to sip tea.

When I returned to my…

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20 Blog Posts